Hello I'm sorry to break a rule in this area I have to be 16, I'm only 13 but I found a great link that you can get already created sprites and backgrounds but make sure you give the creator credit if they ask for it.
Here is the link if you can't click it copy and paste it to the url box thing, also click on complete resources it takes you to all the sprites and backgrounds and a lot more stuff. ;D
www.charas-project.net
~ thriller
Hey that's quite neat.
I made some games with rpg maker backgrounds and characters before. (I even have a HUGE project floating around somewhere.) Not the best solution for ags games, but it's better then to sit idle and nag people who can draw.
That is a very useful website, thanks for posting it. I'm not an artist whatsoever so it could be very useful.
And don't worry about your age, it's how you act that matters. :)