Make characters

[Bulrog]

I try to speed up the creation of characters for my game. I expect that you can animate 3D characters for basic run/walk animations and choose their clothes in a library. I found avatar studio which is quite good but would like ot know if something else exists. Does someone has an ideaÃ, 

[Ghost]

Your best bet would be POSER, I suppose, and DAZ (which is technically free but requires you to buy models). You can simply google for them.
But I really suggest you don't go with any of these 3D-Magically-Make-My-Character packages. It's very hard to create a truly unique character from scratch, and the templates you'll get are, well, just templates, and far too generic.