ok here is a list of programs that are really good and that I have for games.
The Gamesfactory - $40
Multimedia Fusion - $99
Adventure Gamestudio - Free
Blitz - dunno this price, i dont have legal version, though im not using it :s
3D Gamestudio - $149 (Really one of the best programs to make 3dgames!)
Blender3D - Free (free software for making 3d games)
RPG Maker - dunno price, ript it from an old twilight :p
well thats my list of programs I have... and for making graphics I use
Bryce - $99
Adobe Photoshop - hmm also cracked
Paint Shop Pro = im really bad i cracked this one also!
Mspaint - free
3D Studio Max - pretty expensive... though I have registration from my work
, that means btw also for ps 
so now you know that i didnt buy every program myself! :s
The Gamesfactory - $40
Multimedia Fusion - $99
Adventure Gamestudio - Free
Blitz - dunno this price, i dont have legal version, though im not using it :s
3D Gamestudio - $149 (Really one of the best programs to make 3dgames!)
Blender3D - Free (free software for making 3d games)
RPG Maker - dunno price, ript it from an old twilight :p
well thats my list of programs I have... and for making graphics I use
Bryce - $99
Adobe Photoshop - hmm also cracked
Paint Shop Pro = im really bad i cracked this one also!
Mspaint - free
3D Studio Max - pretty expensive... though I have registration from my work


so now you know that i didnt buy every program myself! :s